@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@400;500;600;700;800;900&family=IBM+Plex+Mono:wght@400;500;600&display=swap');

:root {
  --crimson: #E71442;
  --crimson-dark: #B80E37;
  --navy: #0D1C39;
  --navy-soft: #172c52;
  --paper: #FBFAF8;
  --ink: #10182B;
  --slate: #5C6478;
  --line: #E3E1DC;
  --line-dark: rgba(255,255,255,0.14);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; overflow-x: hidden; }
body {
  margin: 0;
  overflow-x: hidden;
  background: var(--paper);
  color: var(--ink);
  font-family: 'Montserrat', sans-serif;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
.mono { font-family: 'IBM Plex Mono', monospace; }
.wrap { max-width: 1180px; margin: 0 auto; padding: 0 32px; }
a { color: inherit; }
h1, h2, h3, h4 { margin: 0; font-weight: 800; letter-spacing: -0.01em; }
p { margin: 0; }

/* ---------- Nav ---------- */
.nav {
  position: sticky; top: 0; z-index: 50;
  background: rgba(251,250,248,0.94);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 24px; }
.nav-left { display: flex; align-items: center; gap: 44px; }
.nav img.logo { height: 24px; width: auto; }
.nav-links { display: flex; align-items: center; gap: 30px; list-style: none; margin: 0; padding: 0; }
.nav-links a {
  text-decoration: none; font-size: 14px; font-weight: 600; color: var(--slate);
  transition: color 0.15s ease; padding: 4px 0; border-bottom: 2px solid transparent;
}
.nav-links a:hover, .nav-links a.active { color: var(--ink); border-bottom-color: var(--crimson); }
.nav-cta, .btn-primary {
  background: var(--crimson); color: #fff; font-weight: 700; font-size: 14px;
  padding: 11px 22px; border-radius: 999px; text-decoration: none;
  letter-spacing: 0.01em; transition: background 0.15s ease, transform 0.15s ease;
  border: none; cursor: pointer; font-family: inherit; display: inline-flex; align-items: center; gap: 8px;
  white-space: nowrap;
}
.nav-cta:hover, .btn-primary:hover { background: var(--crimson-dark); transform: translateY(-1px); }
.nav-toggle {
  display: none; background: none; border: 1px solid var(--line); border-radius: 10px;
  width: 42px; height: 42px; cursor: pointer; align-items: center; justify-content: center; gap: 4px; flex-direction: column;
}
.nav-toggle span { display: block; width: 18px; height: 2px; background: var(--ink); border-radius: 2px; transition: transform 0.2s ease, opacity 0.2s ease; }
.nav-toggle.open span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }
.nav-mobile-panel {
  display: none; flex-direction: column; gap: 2px; background: #fff; border-bottom: 1px solid var(--line);
  padding: 8px 20px 18px;
}
.nav-mobile-panel.open { display: flex; }
.nav-mobile-panel a {
  text-decoration: none; color: var(--ink); font-weight: 600; font-size: 15px; padding: 13px 4px;
  border-bottom: 1px solid var(--line);
}
.nav-mobile-panel a.active { color: var(--crimson); }
.nav-mobile-panel .nav-cta { margin-top: 14px; justify-content: center; }

/* ---------- Page header (non-hero pages) ---------- */
.page-header { background: var(--navy); color: #fff; padding: 72px 0 64px; position: relative; overflow: hidden; }
.page-header .wrap { position: relative; z-index: 2; }
.page-header img.mark-bg {
  position: absolute; top: -120px; right: -140px; width: 460px; opacity: 0.12; animation: spin 90s linear infinite;
}
.page-header .eyebrow { margin-bottom: 18px; }
.page-header h1 { font-size: clamp(32px, 4.6vw, 52px); line-height: 1.08; max-width: 18ch; margin-bottom: 18px; }
.page-header p.sub { font-size: 17px; line-height: 1.6; color: #C7CEDD; max-width: 56ch; font-weight: 500; }

/* ---------- Hero (home) ---------- */
.hero { position: relative; background: var(--navy); color: #fff; overflow: hidden; padding: 92px 0 110px; }
.hero-mark { position: absolute; top: -140px; right: -160px; width: 620px; height: 620px; opacity: 0.14; animation: spin 90s linear infinite; }
@keyframes spin { from { transform: rotate(0deg); } to { transform: rotate(360deg); } }
@media (prefers-reduced-motion: reduce) { .hero-mark, .page-header img.mark-bg { animation: none; } }
.hero .wrap { position: relative; z-index: 2; display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 40px; align-items: center; }
.hero-copy { max-width: 620px; }
.hero-visual { position: relative; border-radius: 24px; overflow: hidden; box-shadow: 0 30px 60px -20px rgba(0,0,0,0.55); border: 1px solid rgba(255,255,255,0.14); aspect-ratio: 4/5; }
.hero-visual img { width: 100%; height: 100%; object-fit: cover; }
.hero-visual::after { content: ''; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(13,28,57,0) 40%, rgba(13,28,57,0.55) 100%); }
.hero-visual .visual-tag {
  position: absolute; left: 18px; bottom: 18px; z-index: 2; color: #fff; font-family: 'IBM Plex Mono', monospace;
  font-size: 12px; letter-spacing: 0.05em; background: rgba(13,28,57,0.55); backdrop-filter: blur(4px);
  padding: 8px 14px; border-radius: 999px; border: 1px solid rgba(255,255,255,0.2);
}
@media (max-width: 980px) {
  .hero .wrap { grid-template-columns: 1fr; }
  .hero-visual { aspect-ratio: 16/10; max-width: 480px; }
}
.eyebrow {
  display: inline-flex; align-items: center; gap: 10px; font-family: 'IBM Plex Mono', monospace;
  font-size: 12.5px; letter-spacing: 0.14em; text-transform: uppercase; color: #ffb9c9;
}
.eyebrow::before { content: ''; width: 7px; height: 7px; background: var(--crimson); border-radius: 50%; box-shadow: 0 0 0 4px rgba(231,20,66,0.25); }
.hero h1 { font-size: clamp(38px, 5.4vw, 64px); line-height: 1.04; max-width: 15ch; margin: 26px 0; }
.hero-sub { font-size: 18px; line-height: 1.6; color: #C7CEDD; max-width: 48ch; margin-bottom: 38px; font-weight: 500; }
.hero-ctas { display: flex; flex-wrap: wrap; gap: 16px; margin-bottom: 64px; }
.btn-ghost {
  background: transparent; color: #fff; font-weight: 600; font-size: 15px; padding: 15px 26px;
  border-radius: 999px; text-decoration: none; border: 1px solid rgba(255,255,255,0.28);
  display: inline-flex; align-items: center; transition: border-color 0.15s ease, background 0.15s ease;
}
.btn-ghost:hover { border-color: #fff; background: rgba(255,255,255,0.06); }
.btn-dark {
  background: var(--navy); color: #fff; font-weight: 700; font-size: 14px; padding: 13px 24px;
  border-radius: 999px; border: none; cursor: pointer; font-family: inherit; display: inline-flex; align-items: center; gap: 8px;
}
.trust-strip { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line-dark); border: 1px solid var(--line-dark); border-radius: 14px; overflow: hidden; }
.trust-strip div { background: var(--navy); padding: 20px 22px; font-size: 13.5px; font-weight: 600; color: #dfe3ee; line-height: 1.4; }

/* ---------- Integrations strip ---------- */
.integrations { padding: 46px 0; border-bottom: 1px solid var(--line); background: #fff; }
.integrations .tag { display: block; text-align: center; font-family: 'IBM Plex Mono', monospace; font-size: 11.5px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate); margin-bottom: 24px; }
.integrations-row { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 14px 0; }
.integrations-row span.word { font-family: 'Montserrat', sans-serif; font-weight: 700; font-size: 17px; color: var(--navy); padding: 0 26px; letter-spacing: -0.01em; }
.integrations-row span.dot { width: 4px; height: 4px; border-radius: 50%; background: var(--line); }
.integrations-note { text-align: center; font-size: 12.5px; color: var(--slate); margin-top: 20px; max-width: 60ch; margin-left: auto; margin-right: auto; line-height: 1.6; }

/* ---------- Section shell ---------- */
section { padding: 96px 0; }
.section-head { max-width: 660px; margin-bottom: 52px; }
.section-head.center { max-width: 720px; margin-left: auto; margin-right: auto; text-align: center; }
.section-tag { font-family: 'IBM Plex Mono', monospace; font-size: 12.5px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--crimson); font-weight: 600; margin-bottom: 14px; display: block; }
.section-head h2 { font-size: clamp(28px, 3.4vw, 40px); line-height: 1.12; margin-bottom: 16px; }
.section-head p { color: var(--slate); font-size: 16.5px; line-height: 1.65; }
.dark-section { background: var(--navy); color: #fff; }
.dark-section .section-head p { color: #B7BFD2; }
.dark-section .section-tag { color: #ff92aa; }
section.on-white { background: #fff; }

/* ---------- Why cards ---------- */
.why-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.why-card { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 32px 28px; }
.why-card .num { font-family: 'IBM Plex Mono', monospace; color: var(--crimson); font-size: 13px; font-weight: 600; }
.why-card h3 { font-size: 19px; margin: 18px 0 12px; }
.why-card p { color: var(--slate); font-size: 15px; line-height: 1.65; }

/* ---------- Photo page header variant ---------- */
.page-header.photo { padding: 0; min-height: 360px; display: flex; align-items: flex-end; }
.page-header.photo .photo-bg { position: absolute; inset: 0; z-index: 0; }
.page-header.photo .photo-bg img { width: 100%; height: 100%; object-fit: cover; opacity: 0.55; }
.page-header.photo .photo-bg::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(180deg, rgba(13,28,57,0.55) 0%, rgba(13,28,57,0.88) 100%);
}
.page-header.photo .wrap { padding: 72px 32px 56px; }

/* ---------- Life-at photo grid ---------- */
.life-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.life-card { position: relative; border-radius: 18px; overflow: hidden; aspect-ratio: 1/1; }
.life-card img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s ease; }
.life-card:hover img { transform: scale(1.04); }

/* ---------- Video showcase (phone mockup) ---------- */
.video-showcase { display: grid; grid-template-columns: 0.8fr 1.2fr; gap: 48px; align-items: center; }
.phone-frame {
  width: 240px; margin: 0 auto; border-radius: 34px; background: #000; padding: 10px;
  box-shadow: 0 30px 60px -20px rgba(0,0,0,0.6); border: 1px solid rgba(255,255,255,0.1);
}
.phone-frame video { width: 100%; border-radius: 26px; display: block; aspect-ratio: 9/16; object-fit: cover; }
.video-copy h2 { margin-bottom: 16px; }
.video-copy p { margin-bottom: 22px; }

/* ---------- Steps infographic ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; position: relative; counter-reset: step; }
.step { position: relative; padding: 0 24px 0 0; }
.step:not(:last-child)::after {
  content: ''; position: absolute; top: 27px; left: calc(100% - 12px); width: calc(100% - 30px); height: 1px;
  background: repeating-linear-gradient(90deg, var(--line) 0 6px, transparent 6px 12px);
}
.step .step-mark {
  width: 54px; height: 54px; border-radius: 50%; background: var(--navy); color: #fff;
  display: flex; align-items: center; justify-content: center; font-family: 'IBM Plex Mono', monospace;
  font-weight: 600; font-size: 19px; margin-bottom: 22px;
}
.step h4 { font-size: 17px; margin-bottom: 10px; }
.step p { font-size: 14.5px; color: var(--slate); line-height: 1.6; }

/* ---------- Tier / package cards (dark compass) ---------- */
.compass { position: relative; display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin-top: 20px; }
.tier-card {
  background: rgba(255,255,255,0.04); border: 1px solid var(--line-dark); border-radius: 16px;
  padding: 26px 24px 24px; height: 100%; transition: border-color 0.2s ease, background 0.2s ease, transform 0.2s ease;
}
.tier-card:hover { border-color: var(--crimson); background: rgba(231,20,66,0.08); transform: translateY(-3px); }
.tier-card.selected { border-color: var(--crimson); background: rgba(231,20,66,0.12); }
.tier-num { font-family: 'IBM Plex Mono', monospace; font-size: 12px; color: #ff92aa; letter-spacing: 0.08em; }
.tier-card h3 { font-size: 18px; margin: 14px 0 14px; }
.tier-split { display: flex; align-items: baseline; gap: 8px; margin-bottom: 6px; font-family: 'IBM Plex Mono', monospace; }
.split-bp { font-size: 30px; font-weight: 600; color: #fff; }
.split-sep { color: #6b7593; font-size: 18px; }
.split-lo { font-size: 16px; color: #8891a8; }
.tier-fee { font-size: 14px; font-weight: 700; color: var(--crimson); margin-bottom: 14px; }
.tier-fee span { display: block; font-family: 'Montserrat',sans-serif; font-weight: 500; font-size: 12px; color: #8891a8; margin-top: 2px; }
.tier-card p.note { color: #AEB6C9; font-size: 13.5px; line-height: 1.6; }
.tier-bar { height: 4px; border-radius: 2px; background: rgba(255,255,255,0.08); margin-bottom: 16px; overflow: hidden; }
.tier-bar span { display: block; height: 100%; background: linear-gradient(90deg, var(--navy-soft), var(--crimson)); }
.compass-note { margin-top: 32px; font-size: 13px; color: #8891a8; line-height: 1.7; border-top: 1px solid var(--line-dark); padding-top: 20px; }

/* ---------- Calculator ---------- */
.calc { background: rgba(255,255,255,0.04); border: 1px solid var(--line-dark); border-radius: 20px; padding: 40px; margin-top: 20px; }
.calc-grid { display: grid; grid-template-columns: 1.1fr 1fr; gap: 48px; align-items: start; }
.calc-field label { display: block; font-family: 'IBM Plex Mono', monospace; font-size: 12px; letter-spacing: 0.08em; text-transform: uppercase; color: #ff92aa; margin-bottom: 10px; }
.calc-input {
  width: 100%; background: rgba(255,255,255,0.06); border: 1px solid var(--line-dark); border-radius: 12px;
  padding: 16px 18px; color: #fff; font-family: 'IBM Plex Mono', monospace; font-size: 22px; font-weight: 600;
}
.calc-input:focus { outline: none; border-color: var(--crimson); }
.split-buttons { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 24px; }
.split-btn {
  flex: 1 1 auto; min-width: 78px; background: rgba(255,255,255,0.05); border: 1px solid var(--line-dark);
  color: #fff; border-radius: 10px; padding: 12px 10px; font-family: 'IBM Plex Mono', monospace; font-weight: 600;
  font-size: 14px; cursor: pointer; transition: all 0.15s ease;
}
.split-btn:hover { border-color: rgba(255,255,255,0.4); }
.split-btn.active { background: var(--crimson); border-color: var(--crimson); }
.calc-result { background: rgba(255,255,255,0.05); border-radius: 16px; padding: 28px; }
.calc-result .row { display: flex; justify-content: space-between; align-items: baseline; padding: 12px 0; border-bottom: 1px solid var(--line-dark); }
.calc-result .row:last-child { border-bottom: none; }
.calc-result .row .label { font-size: 13.5px; color: #AEB6C9; }
.calc-result .row .value { font-family: 'IBM Plex Mono', monospace; font-weight: 600; font-size: 17px; color: #fff; }
.calc-result .row.highlight .value { color: var(--crimson); font-size: 26px; }
.calc-note { font-size: 12px; color: #8891a8; margin-top: 18px; line-height: 1.6; }

/* ---------- PPRA levels ---------- */
.levels { display: flex; flex-direction: column; }
.level-step { display: grid; grid-template-columns: 64px 1fr; gap: 24px; padding: 28px 0; border-top: 1px solid var(--line); }
.level-step:last-child { border-bottom: 1px solid var(--line); }
.level-mark {
  width: 48px; height: 48px; border-radius: 50%; background: var(--paper); border: 2px solid var(--navy); color: var(--navy);
  display: flex; align-items: center; justify-content: center; font-family: 'IBM Plex Mono', monospace; font-weight: 600; font-size: 18px;
}
.level-step:last-child .level-mark { background: var(--crimson); border-color: var(--crimson); color: #fff; }
.level-body h4 { font-size: 18px; margin-bottom: 8px; }
.level-body p { color: var(--slate); font-size: 15px; line-height: 1.6; max-width: 68ch; }

/* ---------- Coverage columns ---------- */
.coverage { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.cov-col { border-radius: 16px; padding: 32px 28px; border: 1px solid var(--line); background: #fff; }
.cov-head { display: flex; align-items: center; gap: 10px; margin-bottom: 20px; }
.cov-dot { width: 10px; height: 10px; border-radius: 50%; }
.cov-col.yes .cov-dot { background: var(--navy); }
.cov-col.no .cov-dot { background: var(--crimson); }
.cov-col h3 { font-size: 16px; text-transform: uppercase; letter-spacing: 0.04em; font-family: 'IBM Plex Mono', monospace; font-weight: 600; }
ul.cov-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 13px; }
ul.cov-list li { font-size: 14.5px; line-height: 1.5; color: var(--ink); padding-left: 22px; position: relative; }
ul.cov-list li::before { position: absolute; left: 0; top: 1px; font-family: 'IBM Plex Mono', monospace; font-size: 13px; }
ul.cov-list li.yes::before { content: '+'; color: var(--navy); font-weight: 700; }
ul.cov-list li.no::before { content: '\2212'; color: var(--crimson); font-weight: 700; }

/* ---------- Readiness ---------- */
.ready-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.ready-card { background: var(--paper); border: 1px solid var(--line); border-radius: 14px; padding: 26px 24px; }
.ready-card h4 { font-size: 15.5px; margin-bottom: 10px; }
.ready-card p { font-size: 14px; color: var(--slate); line-height: 1.6; }

/* ---------- Standards ---------- */
.standards { border-top: 1px solid var(--line); }
.standard-row { display: grid; grid-template-columns: 220px 1fr; gap: 24px; padding: 22px 0; border-bottom: 1px solid var(--line); }
.standard-title { font-weight: 700; font-size: 15px; }
.standard-desc { color: var(--slate); font-size: 15px; line-height: 1.6; }

/* ---------- Package cards ---------- */
.package-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; align-items: stretch; }
.package-card {
  background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 34px 28px; display: flex; flex-direction: column;
  position: relative;
}
.package-card.featured { border-color: var(--crimson); box-shadow: 0 20px 40px -20px rgba(231,20,66,0.35); }
.package-ribbon {
  position: absolute; top: -13px; left: 28px; background: var(--crimson); color: #fff; font-size: 11.5px;
  font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; padding: 6px 14px; border-radius: 999px;
}
.package-name { font-family: 'IBM Plex Mono', monospace; font-size: 12.5px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--crimson); margin-bottom: 10px; }
.package-price { font-size: 38px; font-weight: 800; margin-bottom: 4px; }
.package-price span { font-size: 14px; font-weight: 600; color: var(--slate); }
.package-for { font-size: 13.5px; color: var(--slate); margin-bottom: 22px; line-height: 1.5; min-height: 40px; }
.package-desc { font-size: 14.5px; color: var(--ink); line-height: 1.6; margin-bottom: 24px; }
ul.package-list { list-style: none; margin: 0 0 28px; padding: 0; display: flex; flex-direction: column; gap: 12px; flex-grow: 1; }
ul.package-list li { font-size: 14px; line-height: 1.5; padding-left: 22px; position: relative; }
ul.package-list li::before { content: '+'; position: absolute; left: 0; top: 0; color: var(--crimson); font-weight: 700; font-family: 'IBM Plex Mono', monospace; }
.package-card .btn-primary { justify-content: center; width: 100%; }

/* ---------- Compare table ---------- */
.compare-wrap { overflow-x: auto; margin-top: 8px; }
table.compare { width: 100%; border-collapse: collapse; min-width: 640px; }
table.compare th, table.compare td { padding: 16px 18px; text-align: left; border-bottom: 1px solid var(--line); font-size: 14px; }
table.compare th { font-family: 'IBM Plex Mono', monospace; font-size: 12px; letter-spacing: 0.06em; text-transform: uppercase; color: var(--slate); font-weight: 600; }
table.compare td.feat { color: var(--ink); font-weight: 600; }
table.compare td.yes { color: var(--navy); font-weight: 700; text-align: center; }
table.compare td.no { color: var(--line); text-align: center; }
table.compare tbody tr:hover { background: #fff; }

/* ---------- FAQ ---------- */
.faq-item { border-top: 1px solid var(--line); padding: 24px 0; }
.faq-item:last-child { border-bottom: 1px solid var(--line); }
.faq-item h4 { font-size: 16px; margin-bottom: 10px; }
.faq-item p { font-size: 14.5px; color: var(--slate); line-height: 1.65; }

/* ---------- Final CTA ---------- */
.final-cta { background: var(--navy); color: #fff; text-align: center; padding: 110px 0 90px; position: relative; overflow: hidden; }
.final-cta::before {
  content: ''; position: absolute; left: 50%; top: -260px; width: 720px; height: 720px;
  background: radial-gradient(circle, rgba(231,20,66,0.25), transparent 70%); transform: translateX(-50%);
}
.final-cta .wrap { position: relative; z-index: 2; }
.final-cta img.mark { width: 46px; margin: 0 auto 28px; }
.final-cta h2 { font-size: clamp(28px, 4vw, 44px); max-width: 22ch; margin: 0 auto 18px; line-height: 1.1; }
.final-cta p.lead { color: #C7CEDD; font-size: 16px; max-width: 46ch; margin: 0 auto 40px; line-height: 1.6; }
.legal-note { max-width: 66ch; margin: 48px auto 0; font-size: 12.5px; color: #7c85a0; line-height: 1.7; border-top: 1px solid var(--line-dark); padding-top: 24px; }

/* ---------- Apply page form ---------- */
.apply-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.apply-panel { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 36px; }
.apply-panel h3 { font-size: 20px; margin-bottom: 18px; }
.apply-panel ul { list-style: none; margin: 0 0 26px; padding: 0; display: flex; flex-direction: column; gap: 14px; }
.apply-panel ul li { font-size: 14.5px; color: var(--ink); padding-left: 22px; position: relative; line-height: 1.5; }
.apply-panel ul li::before { content: '+'; position: absolute; left: 0; color: var(--crimson); font-weight: 700; font-family: 'IBM Plex Mono', monospace; }
.wa-card { background: var(--navy); color: #fff; border-radius: 20px; padding: 36px; text-align: center; }
.wa-card img.mark { width: 44px; margin: 0 auto 20px; }
.wa-card h3 { font-size: 20px; margin-bottom: 12px; }
.wa-card p { font-size: 14.5px; color: #C7CEDD; line-height: 1.6; margin-bottom: 26px; }

/* ---------- Footer ---------- */
footer { background: var(--navy); border-top: 1px solid var(--line-dark); padding: 32px 0; }
footer .wrap { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 16px; }
footer img.logo { height: 20px; }
footer .fine { color: #7c85a0; font-size: 12.5px; }
footer .foot-links { display: flex; gap: 20px; list-style: none; margin: 0; padding: 0; }
footer .foot-links a { font-size: 13px; color: #AEB6C9; text-decoration: none; }
footer .foot-links a:hover { color: #fff; }

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .nav-links { display: none; }
  .nav-toggle { display: flex; }
  .why-grid, .steps, .compass, .package-grid { grid-template-columns: 1fr 1fr; }
  .calc-grid { grid-template-columns: 1fr; gap: 28px; }
  .apply-grid { grid-template-columns: 1fr; }
  .coverage { grid-template-columns: 1fr; }
  .ready-grid, .trust-strip { grid-template-columns: 1fr 1fr; }
  .step:not(:last-child)::after { display: none; }
  .video-showcase { grid-template-columns: 1fr; text-align: center; }
  .video-copy { order: 2; }
}
@media (max-width: 620px) {
  .wrap { padding: 0 20px; }
  section { padding: 68px 0; }
  .hero { padding: 44px 0 56px; }
  .hero .wrap { gap: 28px; }
  .why-grid, .steps, .compass, .package-grid, .ready-grid, .trust-strip, .life-grid { grid-template-columns: 1fr; }
  .hero-mark { width: 420px; height: 420px; top: -100px; right: -140px; }
  .standard-row { grid-template-columns: 1fr; gap: 6px; }
  footer .wrap { flex-direction: column; align-items: flex-start; }
  .page-header.photo .wrap { padding: 56px 20px 40px; }
  .nav .wrap { height: 68px; }
}